Tools for Expats in Sweden
Free calculators and eligibility checkers — updated for 2026 rules.
Swedish Net Salary Calculator — Räkna ut lön efter skatt
Enter your gross salary and municipality tax rate. See your monthly take-home pay, effective tax rate, marginalskatt status, and employer perks savings — based on 2026 Skatteverket figures.
Open calculator →Sweden Mortgage Calculator — KALP, Max Loan & Monthly Cost
Calculate your monthly bolån cost, check the 4.5× borrowing ceiling, and run the KALP stress test banks use — with real 2026 figures.
Open calculator →Rent vs. Buy Calculator — Köpa eller Hyra bostad
Is it better to buy a bostadsrätt or rent in Sweden? Run the numbers on opportunity cost, avgif monthly fees, and tax relief — verified with 2026 data.
Open calculator →Sweden Pension & Tjänstepension Calculator
Project your future state pension and collective ITP1 tjänstepension savings. View payout projections and calculate salary swap (löneväxling) compound gains.
Open calculator →Work Permit Eligibility Checker
Does your salary offer meet Sweden's 2026 threshold? Check the SEK 34,470 floor and Blue Card requirements in seconds.
Open tool →Citizenship Timeline Calculator
Find out exactly when you can apply for Swedish citizenship under the new 8-year residency rule effective June 2026.
Open tool →Swedish Expert Tax (Forskarskatt) Calculator
Assess your eligibility and calculate your net income savings under Sweden's 2026 tax relief rules for foreign experts, researchers, and key personnel.
Open tool →ISK vs. AF Tax Calculator (2026 Rules)
Compare whether it is financially better to invest in an ISK (Investeringssparkonto) or a standard AF account. Factoring in the new SEK 300,000 tax-free limit.
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