Skip to main content
TAX & ESTATE TOOL · UPDATED 2026

Swedish Gift, Inheritance & Wealth Tax Checker 2026

Check Swedish 0% gift and inheritance tax rules, bank AML proof requirements for money transfers, and capital gains cost basis under Kontinuitetsprincipen.

📖Full guide: Swedish Gift, Inheritance & Wealth Tax (2026): Tax-Free Asset Transfer & Bank AML Rules

1. Asset Value & Type

SEK

2. Recipient Relationship

✓ 100% Tax-Free Asset Transfer
Skatteverket Tax & Bank Compliance Verdict

Tax & Compliance Details

Skatteverket Income / Gift Tax OwedSEK 0 Tax Owed
Bank AML Proof & Gift Deed Status⚠️ Written Gift Deed (Gåvobrev) required for bank deposit

Cash transfers have zero capital gains tax implications for either party.

Real estate gifts require a legally binding written gift deed (gåvobrev) submitted to Lantmäteriet for title transfer.

Frequently Asked Questions (vanliga frågor)

Is there gift or inheritance tax in Sweden in 2026?

No. Sweden abolished gift tax (gåvoskatt) and inheritance tax (arvsskatt) in 2005, and wealth tax (förmögenhetsskatt) in 2007. Asset transfers between family members or individuals are 100% tax-free.

Do I need a written Gift Deed (Gåvobrev)?

A written gift deed (gåvobrev) is legally mandatory when gifting real estate or co-op apartments (bostadsrätt). For cash gifts over SEK 150,000, Swedish banks require a signed gift deed to satisfy Money Laundering (AML) regulations.

What is Kontinuitetsprincipen (continuity principle) for property gifts?

Under Kontinuitetsprincipen, the recipient of a gifted property or stock steps into the donor's tax position, inheriting the original purchase cost basis. Future capital gains tax will be calculated from the original donor's purchase price.