ECONOMY
Sweden's Debt Engine Restarts: SCB Data Shows Household Borrowing Hits Highest Level Since 2022 as Rates Fall
Following two years of debt contraction and cautious household budgeting, Sweden's private borrowing engine has reignited. According to Statistics Sweden (SCB), net household borrowing surged to SEK 56 billion in the second quarter of 2026, marking the fastest quarterly debt expansion since mid-2022. As Riksbank rate cuts take hold and commercial banks ease stress-test hurdles, here is how the credit turnaround reshapes mortgages, savings, and the housing market.
