Swedish A-kassa & Payout Calculator
Calculate your estimated gross and net monthly payouts from standard A-kassa and supplemental trade union income insurance (inkomstförsäkring) under 2026 rules.
1. Input Your Salary & Status
Most union policies cover salaries up to SEK 80,000 or 100,000 gross.
2. Estimated Monthly Payout
Benefit Breakdown (Days 1–100)
Days 101–200 Estimate (Daily Cap Drops)
About Swedish Unemployment Insurance
In Sweden, A-kassa is voluntary and requires active membership. Here are the key rules for 2026:
- The 12-Month Rule: To qualify for income-based payouts (80% of your wage up to SEK 26,400/month), you must have been registered with your A-kassa fund for a full calendar year.
- The Work Condition: You must have worked at least 60 hours per month for 6 of the last 12 months before becoming unemployed.
- Job Center Registration: On your first day of unemployment, you must register at Arbetsförmedlingen (the public employment agency). Fail to register, and you cannot claim payouts.
Frequently Asked Questions
How is A-kassa calculated in Sweden?
If you meet the 12-month membership and work conditions, A-kassa pays 80% of your average gross monthly salary for the first 100 days, capped at a maximum gross payout of SEK 26,400 per month (SEK 1,200 per day).
What is supplemental Income Insurance (inkomstförsäkring)?
Income insurance is an extra policy (often included in trade union memberships) that covers 80% of your salary above the standard A-kassa cap (SEK 26,400) up to a much higher limit, such as SEK 80,000 or SEK 100,000 per month.
What happens if I lose my job but am not a member of A-kassa?
If you satisfy the work condition but are not an A-kassa member, you will only receive the basic support benefit (grundbelopp), which is capped at SEK 510 per day (approximately SEK 11,220 gross per month).