Swedish Dental Care Cost Calculator 2026
Easily estimate your final net bill at the dentist. Simply enter your dentist's quoted price or select a treatment preset to calculate state ATB allowances and 50%/85% high-cost subsidies.
1. Treatment & Dentist Quote
Enter the total price quoted by your public (Folktandvården) or private dentist.
Försäkringskassan's official reference price. Public clinics match this 1:1.
2. Patient Details & State Allowances
Enter earlier dental costs this year to trigger 50% or 85% high-cost state subsidies faster.
Itemized Receipt & Subsidy Breakdown
| Total Dentist Bill Quoted | SEK 950 |
| State Reference Price (Referenspris) | SEK 950 |
| − General State Allowance (ATB) Applied | −SEK 300 |
| Patient Base Amount (SEK 0 – 3,000) | SEK 650 (0% state subsidy) |
| − Tier 2 State Subsidy (50% on SEK 3k–15k) | −SEK 0 (50% state) |
| − Tier 3 State Subsidy (85% over SEK 15k) | −SEK 0 (85% state) |
| + Private Clinic Surcharge over Reference Price | SEK 0 (Reference price match) |
State subsidies (ATB & Tandvårdsskydd) apply strictly up to Försäkringskassan's reference price. Any private clinic surcharge above reference price is paid 100% out-of-pocket by the patient.
Frequently Asked Questions (vanliga frågor)
How does dental care high-cost protection (högkostnadsskydd) work in Sweden?
For dental costs in a 12-month period based on Försäkringskassan reference prices: 0-3,000 SEK is paid fully by the patient, 3,001-15,000 SEK receives a 50% state subsidy, and costs over 15,000 SEK receive an 85% state subsidy.
What is the ATB general dental allowance (allmänt tandvårdsbidrag)?
ATB is an annual state allowance given on July 1 each year. Patients aged 30–66 receive 300 SEK/year. Patients aged 24–29 or 67+ receive 600 SEK/year. Unused ATB can be saved for up to 2 years.
Why does a private dentist bill more than the state reference price?
Private clinics set their own prices and may charge a markup above Försäkringskassan's reference price. State subsidies (ATB and high-cost tiers) apply ONLY up to the official reference price; any excess surcharge is paid out-of-pocket by the patient.