Swedish CSN Studiemedel & Fribelopp Calculator 2026
Calculate your monthly CSN grant (bidrag), student loan (lån), and verify your semester extra income limit (fribelopp) to prevent grant clawbacks.
1. Study Pace & Duration
2. Part-Time Work & Dependents
CSN Funding & Income Cap Breakdown
| Monthly Non-Repayable Grant (Bidrag) | SEK 4,076/mo |
| Monthly Student Loan (Lån) | SEK 9,080/mo |
| 2026 Semester Fribelopp Income Cap | SEK 110,854 / semester |
| Clawback Impact on CSN Payout | SEK 0 reduction (100% funding preserved) |
CSN verifies earnings automatically against Skatteverket tax records. Exceeding your fribelopp triggers retroactive payback demands with statutory interest.
Frequently Asked Questions (vanliga frågor)
What is the monthly CSN payout (studiemedel) for full-time students in 2026?
For 2026, full-time students in Sweden receive SEK 13,156 per 4-week period (SEK 4,076 grant + SEK 9,080 loan). Over a standard 20-week semester, total CSN funding equals SEK 65,780.
What is the CSN extra income limit (fribelopp) in 2026?
The 2026 fribelopp limit for a full-time student (100% pace) over a 20-week semester is SEK 110,854. If your gross extra earnings from work exceed this threshold, CSN reduces your grant and loan by 50% of the excess amount.
What is the CSN student loan interest rate in 2026?
The CSN student loan interest rate in 2026 is 1.10%. CSN interest rates are set annually by the Swedish government based on borrowing costs.